What does the temporary national high risk pool mean for North Carolina?
نویسنده
چکیده
Beginning in 2014, an exchange will be established in each state to help consumers make valid comparisons between plans that are certified to have met benchmarks for quality and affordability. The exchanges will also administer the new health insurance subsidies and facilitate enrollment in private health insurance, Medicaid, and the Children’s Health Insurance Program (CHIP). Nobody will be required to purchase health insurance through the exchange, though subsidies will only be available for plans sold through the exchange. If you would rather buy your insurance through an insurance agent or broker, you will be free to do so. If not, you will be able to purchase insurance in a matter of minutes on the exchange’s website. Each state will also establish a Small Business Health Options Program (referred to as a “SHOP Exchange”) to assist qualified employers in facilitating the enrollment of employees in small group qualified health benefits plans. States may choose to establish a single exchange that performs both individual coverage and SHOP Exchange functions. States may also jointly form regional exchanges or may form multiple subsidiary exchanges if each one serves a distinct geographic area. Exchanges may contract with entities with demonstrated experience in the individual and small group markets and in benefits coverage if the entity is not an insurer, controlled by an insurer, or with the state Medicaid agency. What Does the Temporary National High Risk Pool Mean for North Carolina?
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ورودعنوان ژورنال:
- North Carolina medical journal
دوره 71 3 شماره
صفحات -
تاریخ انتشار 2010